Business
How Much National Insurance Does a Self-Employed Person Pay?
National Insurance is the tax that self-employed people understand least and resent most — partly because the rules changed recently and partly because HMRC's
Business
National Insurance is the tax that self-employed people understand least and resent most — partly because the rules changed recently and partly because HMRC's
Business
Cash-only stalls are leaving money on the table — literally. I've watched customers walk away from market stalls because they didn't have cash, and they never
Business
Most small online shops either copy terms from a competitor (risky) or have none at all (riskier). Then the first awkward return or late delivery turns into an
Business
I know two people who went into business the same year: one bought a cleaning franchise, the other started her own brand from nothing. Five years on, both are
Business
Business rates are one of those bills that quietly drain a small shop — often the second biggest cost after rent. Yet thousands of eligible shops in England
Business
Every new business owner I've met has mixed these two up at least once — usually when the bank balance doesn't match the 'profit' they thought they'd made. The
Business
A good accountant pays for themselves; a bad one costs you twice — once in fees and once in the tax you didn't need to pay. I've watched friends stick with
Business
The home baking boom never really ended — half my street seems to sell brownies or curry kits from their kitchen. But the moment money changes hands, your
Business
When I first priced up a proper website for a small business, the quotes ranged from a couple of hundred pounds to figures that made me laugh out loud. The
Business
Is it worth selling on etsy uk in 2026: practical UK guide with real costs, options and mistakes to avoid.